Buying a house or flat in Brussels can be an exciting project, but it can also be expensive.
Fortunately, a mortgage can help you realise that property dream.
In this article, we'll guide you through the essential steps for obtaining a mortgage loan in Brussels.
Assessing your financial capacity:
This involves working out how much you can borrow based on your income, your monthly expenses, and your ability to repay a mortgage.
Banks and lenders also look at your credit history, so it's a good idea to make sure your credit file is in order.
Determine your budget:
Before looking for a property, it's essential to set a realistic budget.
Consider not only the purchase price of the property, but also the costs associated with maintenance, insurance and property tax. Make sure you don't get into too much debt.